| Cover | 1 |
| Corporate Profile | 3 |
| Our Business Segments | 4 |
| Letter To Shareholders | 6 |
| Corporate History And Milestones | 8 |
| Board Of Directors | 10 |
| Executive Management And Management | 12 |
| Operations Review | 15 |
| Financial Highlights | 19 |
| Financial Review | 20 |
| Corporate Information | 23 |
| Corporate Governance | 24 |
| Financial Contents | 40 |
| Statistics Of Shareholdings | 95 |
| Notice Of Annual General Meeting | 97 |
| Notice Of Books Closure And Dividend Payment Date | 100 |
| Proxy Form | 101 |